There are a lot of people and organizations that claim to be financial experts, and it’s hard to know who to trust. Particularly on the Internet, where a well-designed site can easily mask shortcomings of substance, and a less than aesthetically pleasing display can belie true insight and financial expertise. At the end of the day, you just need the information that affects you, and you need that information to be accurate.
Many people dream of owning their own business, but few are fully prepared for the challenges. Here’s what you need to know before you quit your day job and embark on a venture of your own. You Need Self-Discipline When you work for someone else, you do need self-discipline but, if you veer off the path, there’s someone there to put you back on it. Your boss, and his boss, act as a sort of “guide” to keep you profitable to the company. When you’re on your own, you have to decide what’s profitable, and you need self discipline to make it happen. No one is holding your hand, telling you to come in at 6AM, when to leave, and when to have lunch. For many, this freedom is one of the major reasons for starting a business. But, that freedom comes with incredible responsibility. Are you ready for it? Expenses Add Up The expenses add up like you wouldn’t believe. Between insurances, taxes, and employee benefits, you’re going to have to shell out thousands – and that money never comes back to you. And, that’s not even including the upfront costs for research, development, and marketing and sales. You Are Fully Liable You are fully liable for the actions of your company – even when you incorporate. No, you may not be personally liable, but you are liable nonetheless. As the business owner, you will have to make sure that your business complied with all of the local and national laws, you will need to make sure that you’re giving your employees a fair wage, that they are protected and safe while on the job, and that you’re paying your taxes. Most businesses also need help sorting out liability insurance. And, there are many examples on the Slater and
It would not be that unfair to suggest that there is a greater degree of complacency surrounding health and safety issues in the office, compared to a building site environment. Understandably, dangers and health hazards are all around you if you are working with heavy plant machinery and equipment and handling hazardous materials on a daily basis, but an office contains a number of hidden dangers that need to be addressed in order to keep everyone as safe as possible. Companies like www.claimsdirect.co.uk handle compensation claims for workplace accidents and injuries on a regular basis. It is feasible to suggest that some of these incidents maybe could have been avoided with better health and safety awareness. Slips, trips and falls These are the three most common type of office injury recorded every year and according to the National Safety Council, office workers are actually 2.5 times more susceptible to a disabling than workers outside of this type of work environment. Offices can quickly become cluttered with boxes, files and other items that can easily become a tripping hazard. Trailing wires and rugs that are not properly secured or positioned can soon become instrumental in causing someone to suffer a debilitating slip, trip or fall. Injured while sitting Whilst you need to address the obvious visible hazards and make sure that walkways are clear of clutter and items cleared away out of harm’s way, there is also the question of ergonomic injuries to address. HSE guidelines on office safety cover a number of aspects and provide a useful office risk assessment tool to help your identify key issues and dangers. Many reported injuries in an office setting are related to ergonomics. Office workers spend a large part of the day sitting at a desk and working on a computer, which leaves
Starting your own business requires money but that doesn’t mean you have to miss out on some easy ways to save. Here are some tips to help you stash away the cash.
The viral world we live in allows us to have nearly anything we want at our fingertips. Want to find out who starred in that movie you watched last night? Check IMDB. Who won the game last night? Check ESPN. What shoes is she wearing? This is where COSIGN hopes to be your go-to answer.
Hey Guys, I’ve found an awesome graphic for you today to enjoy. It’s right on point on our series of following technolical advancements through the 20th centuary… Also I can’t not post it the graphic covers it so much better than I ever could. The History of the Mobile Phone I’m around if you want to ask any questions, just drop me a line via the contact form, or leave a comment below.