Thanks to advancements in medical technology, those within the United Kingdom can expect to live longer and healthier lives than ever before. In fact, research has shown that the UK population is expected to top 70 million by 2027. Unfortunately, every silver lining has a cloud. This may be a very real problem for those who are hoping to pay for a funeral. We have already seen such costs soar in recent years and the trend is only expected to continue. Assuming that one will live for decades into the future, how can these rising costs be addressed?
We’ve spent a lot of time and space on this website to try and help you with some ideas for setting up a viable business here in Scotland. In these modern times, new businesses and old businesses should be looking at using all the new technologies that are available to help you run your business better. Current day companies just cannot run without adopting some new technology. Gone are the days of just sitting at your office desk making and taking phone calls, jotting down a few notes, and popping out to see new clients.
Whether you are a new business just starting out or have been established for many years, there is always room to grow. The speed at which things develop and change means that if you sit back, even for a second, you will be left behind while your competitors get way ahead of you.
There are a lot of people and organizations that claim to be financial experts, and it’s hard to know who to trust. Particularly on the Internet, where a well-designed site can easily mask shortcomings of substance, and a less than aesthetically pleasing display can belie true insight and financial expertise. At the end of the day, you just need the information that affects you, and you need that information to be accurate.
Many people dream of owning their own business, but few are fully prepared for the challenges. Here’s what you need to know before you quit your day job and embark on a venture of your own. You Need Self-Discipline When you work for someone else, you do need self-discipline but, if you veer off the path, there’s someone there to put you back on it. Your boss, and his boss, act as a sort of “guide” to keep you profitable to the company. When you’re on your own, you have to decide what’s profitable, and you need self discipline to make it happen. No one is holding your hand, telling you to come in at 6AM, when to leave, and when to have lunch. For many, this freedom is one of the major reasons for starting a business. But, that freedom comes with incredible responsibility. Are you ready for it? Expenses Add Up The expenses add up like you wouldn’t believe. Between insurances, taxes, and employee benefits, you’re going to have to shell out thousands – and that money never comes back to you. And, that’s not even including the upfront costs for research, development, and marketing and sales. You Are Fully Liable You are fully liable for the actions of your company – even when you incorporate. No, you may not be personally liable, but you are liable nonetheless. As the business owner, you will have to make sure that your business complied with all of the local and national laws, you will need to make sure that you’re giving your employees a fair wage, that they are protected and safe while on the job, and that you’re paying your taxes. Most businesses also need help sorting out liability insurance. And, there are many examples on the Slater and
It would not be that unfair to suggest that there is a greater degree of complacency surrounding health and safety issues in the office, compared to a building site environment. Understandably, dangers and health hazards are all around you if you are working with heavy plant machinery and equipment and handling hazardous materials on a daily basis, but an office contains a number of hidden dangers that need to be addressed in order to keep everyone as safe as possible. Companies like www.claimsdirect.co.uk handle compensation claims for workplace accidents and injuries on a regular basis. It is feasible to suggest that some of these incidents maybe could have been avoided with better health and safety awareness. Slips, trips and falls These are the three most common type of office injury recorded every year and according to the National Safety Council, office workers are actually 2.5 times more susceptible to a disabling than workers outside of this type of work environment. Offices can quickly become cluttered with boxes, files and other items that can easily become a tripping hazard. Trailing wires and rugs that are not properly secured or positioned can soon become instrumental in causing someone to suffer a debilitating slip, trip or fall. Injured while sitting Whilst you need to address the obvious visible hazards and make sure that walkways are clear of clutter and items cleared away out of harm’s way, there is also the question of ergonomic injuries to address. HSE guidelines on office safety cover a number of aspects and provide a useful office risk assessment tool to help your identify key issues and dangers. Many reported injuries in an office setting are related to ergonomics. Office workers spend a large part of the day sitting at a desk and working on a computer, which leaves